Best payment gateway for your business in 2026 

A payment gateway is the technology that enables businesses to accept online payments by securely transmitting transaction data.

It acts as an intermediary, facilitating communication between the merchant’s website and payment processors.

Payment gateways authenticate the transaction, ensuring the customer has sufficient funds, and then authorize the payment.

By providing a secure connection, they help protect both the business and the consumer from fraud and data breaches.

The best payment gateway for businesses in our rating is NOWPayments because it is a non-custodial solution that allows merchants to retain control of their funds.

Additionally, NOWPayments offers a wide range of supported cryptocurrencies, including Bitcoin, Ethereum, and stablecoins, giving businesses flexibility in payment options.

This makes it a strong choice for companies aiming to cater to the growing cryptocurrency market. NOWPayments also integrates seamlessly with major e-commerce platforms, making it easy for businesses to start accepting crypto payments quickly.

In 2026, selecting a payment gateway is critical for businesses, as payment preferences continue to evolve rapidly.

The rise of cryptocurrencies presents both an opportunity and a challenge, requiring businesses to provide payment solutions that accommodate these new forms of currency.

Choosing the right gateway can streamline the payment process, reduce transaction friction, and increase customer satisfaction.

With emerging payment technologies, businesses that select a future-proof gateway can better position themselves for long-term success in the digital economy.

Here’s a list of payment gateways for businesses in 2026:

NOWPayments



Alchemy Pay



OpenNode



BTCPay Server



CoinsPaid

What we considered when choosing the best payment gateway: our selection criteria

When choosing the best payment gateways for businesses, we aimed to provide an unbiased comparison based on features critical for companies seeking to grow in the ever-evolving digital economy.

Our focus was on the factors that matter most to businesses, ensuring the selection process was thorough and aligned with what companies need to succeed in 2026.

Payment Method Support: Essential for attracting a global or tech-savvy customer base, offering diverse payment options ensures businesses don’t miss potential customers.



Integration Tools: Critical for businesses to deploy the solution quickly without heavy technical overhead, allowing seamless setup with minimal disruption.



Transaction Fees: Directly impacts profitability and is a top concern for cost-conscious merchants, as high fees can erode margins and reduce competitive advantage.

The comparative table below summarizes how each gateway performs in these three decisive categories, which we will explore in detail for each provider.

NOWPayments

NOWPayments is the best crypto payment gateway that provides an all-encompassing payment solution for businesses seeking to process secure payments in 2026.

This payment gateway is ideal for e-commerce businesses looking to accept various payment methods, as it supports over 350 cryptocurrencies, including Bitcoin, Ethereum, and stablecoins.

The platform offers seamless integration options with popular platforms like WooCommerce, custom APIs, and multiple payment options such as Payment Buttons and Mass Payouts.

By offering competitive transaction fees ranging from 0.5% to 1%, NOWPayments ensures that your payment process remains cost-effective and easy to manage for both small businesses and large merchants.

Payment Method Support. NOWPayments stands out by offering a wide array of payment methods with support for over 350 cryptocurrencies. This versatility enables e-commerce businesses to meet the diverse preferences of their customers, from digital wallets to popular coins like Bitcoin and Ethereum.

With the ability to accept multiple payment types, businesses can cater to both traditional and modern payment trends, ensuring a global payment experience.

The extensive payment method support positions NOWPayments as one of the top payment gateways in 2026 for businesses aiming to expand their online store’s global reach.

Number of Currencies: 350+



Stablecoins: ✅ USDT, USDC



Traditional Cards: ❌



Digital Wallets: ✅ Apple Pay, Google Pay



Bank Transfer: ✅ ACH, SEPA

Integration Tools. NOWPayments provides an excellent set of integration tools, making it an ideal payment processor for businesses that require seamless payment integration.

With APIs, WooCommerce, payment buttons, and payment links, businesses can integrate the payment solution directly into their e-commerce websites.

These easy-to-use integration options allow businesses to offer their customers a smooth and reliable payment experience.

Whether you’re running a small online business or a large e-commerce platform, NOWPayments provides the flexibility to adapt to your business needs and ensure an efficient payment system.

Transaction Fees. NOWPayments offers highly competitive transaction fees that range from 0.5% to 1%, which helps businesses minimize their payment processing costs.

This fee structure is transparent and straightforward, without any hidden charges or additional fees for currency conversions.

By keeping transaction fees low, NOWPayments ensures that merchants, especially those in the small business sector, can maximize profitability while offering customers a secure and affordable payment experience.

The reliable payment gateway reduces overhead, making it an excellent option for businesses of all sizes seeking a payment service with predictable costs.

Reasons Why NOWPayments is the best crypto payment gateway

NOWPayments is widely regarded as one of the best crypto payment gateways, thanks to its low transaction fees, fast processing times, and exceptional customer satisfaction.

With fees starting at just 0.5%, it offers businesses an affordable alternative to traditional payment methods, significantly lowering processing costs.

Its quick transaction speeds, with funds typically settled in under three minutes, ensure businesses have fast access to their capital, boosting cash flow.

Praised for its user-friendly interface and outstanding customer support, NOWPayments holds a solid 4.4-star rating on Trustpilot, making it one of the most reliable and efficient payment solutions for crypto transactions.

Alchemy Pay

Alchemy Pay is a versatile payment gateway designed to meet the diverse needs of e-commerce businesses by enabling seamless payments in both crypto and fiat currencies.

As a hybrid payment processor, it offers merchants the best of both worlds—traditional payment options for global and local payment methods, alongside digital payment solutions for the growing crypto market.

Alchemy Pay’s ability to support multiple payment types, including digital wallets and traditional credit card processing, makes it an excellent choice for businesses looking to expand their payment options in 2026.

Whether you’re an online business or a merchant in the payment card industry, Alchemy Pay’s easy-to-use platform is tailored to provide a secure payment experience and streamline the online payment process.

Payment Method Support. Alchemy Pay stands out by offering a broad range of payment methods, supporting both cryptocurrency and fiat payments.

This enables businesses to offer multiple payment options to their customers, accommodating various payment preferences.

Whether it’s through digital wallets, traditional card payments, or bank transfers, businesses can cater to both the crypto-savvy crowd and those who prefer conventional methods.

Alchemy Pay’s versatile payment system allows for seamless transactions, ensuring a smooth and reliable payment process for merchants and customers alike.

Number of Currencies: 50+



Stablecoins: ✅ USDT, USDC



Traditional Cards: ✅ Visa, Mastercard



Digital Wallets: ✅ Apple Pay, Google Pay



Bank Transfer: ✅ ACH, SEPA

Integration Tools. Alchemy Pay provides robust integration tools that make it easy for businesses to start accepting payments across various payment platforms.

With API access, ecommerce plugins for Shopify and WooCommerce, and options like Payment Buttons, businesses can seamlessly integrate Alchemy Pay into their online store.

This ensures that online payment processing is simple and efficient, making it an ideal payment gateway for both small businesses in 2026 and large-scale merchants.

Alchemy Pay also supports in-person payment solutions, offering comprehensive tools for businesses looking to expand into the digital and physical payment markets.

Transaction Fees. Alchemy Pay’s transaction fees range between 0.8% and 1.5%, depending on the payment method, making it an affordable payment gateway for businesses looking to minimize their payment processing costs.

These competitive rates ensure that small businesses and online stores can offer a secure payment experience without breaking the bank.

Alchemy Pay’s transparent fee structure, with no hidden charges, guarantees that businesses can forecast their payment expenses accurately.

By offering cost-effective payment solutions, Alchemy Pay stands out as one of the best payment gateways for small businesses and ecommerce merchants.

Transaction Fees:

OpenNode

OpenNode is a popular payment gateway provider focused solely on Bitcoin, making it an ideal payment solution for businesses that want to accept digital currency transactions without dealing with the complexity of traditional payment systems.

With a strong emphasis on the Lightning Network, OpenNode offers fast, low-cost payment processing, ensuring that transactions are settled almost instantly.

Its straightforward integration tools and transparent pricing make OpenNode one of the top payment gateways for businesses that want a simple yet powerful payment solution for 2026.

OpenNode’s emphasis on security and efficient online transaction processing has made it a preferred payment gateway for merchants looking to optimize their payment infrastructure.

Payment Method Support. OpenNode specializes in Bitcoin payments, supporting both on-chain transactions and Lightning Network payments.

The ability to process Bitcoin payments via the Lightning Network enables businesses to offer faster and more affordable transactions, especially for microtransactions.

While OpenNode focuses exclusively on Bitcoin, its integration with the Lightning Network enhances the scalability and efficiency of Bitcoin payments.

This makes OpenNode a great option for businesses looking to tap into the growing demand for digital payments in the crypto space.

Number of Currencies: 1 (Bitcoin)



Stablecoins: ❌



Traditional Cards: ❌



Digital Wallets: ✅ Bitcoin Wallets



Bank Transfer: ❌

Integration Tools. OpenNode offers a user-friendly API and integrates easily with popular ecommerce platforms such as WooCommerce and Shopify.

These integration tools allow businesses to begin accepting Bitcoin payments quickly, with minimal technical overhead.

Additionally, OpenNode provides customizable payment buttons and invoices, which makes it an ideal choice for businesses seeking to improve their online payment experience.

Whether you’re running an online business or a brick-and-mortar store, OpenNode’s integration tools ensure that your payment system works seamlessly with your existing infrastructure.

Transaction Fees. OpenNode offers a competitive fee structure, charging a 1% transaction fee for Bitcoin payments.

For payments processed through the Lightning Network, fees are reduced even further, making it one of the most affordable payment options for businesses accepting Bitcoin.

This transparent pricing model ensures that businesses can accurately forecast their payment expenses.

OpenNode’s focus on low transaction fees makes it a great choice for small to medium-sized businesses looking to minimize payment processing costs.

BTCPay Server

BTCPay Server is an open-source, self-hosted payment service provider designed for businesses that want full control over their payment infrastructure.

It is ideal for merchants who prioritize privacy and decentralization, as it allows businesses to accept Bitcoin payments directly into their wallets without relying on third-party payment processors.

BTCPay Server stands out for its customizable features, security measures, and its commitment to providing a transparent, fee-free payment system.

With its wide array of integration tools, BTCPay Server is a reliable and scalable payment gateway for businesses of all sizes.

Payment Method Support. BTCPay Server supports Bitcoin payments, providing businesses with the ability to accept payments directly into their wallets.

As a self-hosted solution, it gives businesses full control over their payment processing system, ensuring privacy and security.

BTCPay Server is ideal for businesses that want a decentralized payment option while avoiding the need for intermediaries.

Its focus on Bitcoin transactions makes it perfect for businesses looking to offer a secure and transparent payment experience.

Number of Currencies: 1 (Bitcoin)



Stablecoins: ❌



Traditional Cards: ❌



Digital Wallets: ✅ Bitcoin Wallets



Bank Transfer: ❌

Integration Tools. BTCPay Server offers a range of integration tools, including a full API, WooCommerce and Shopify plugins, and customizable payment buttons.

These integration options allow businesses to implement Bitcoin payments with minimal technical complexity.

The platform is open-source, enabling businesses to tailor their payment systems to fit their specific needs.

BTCPay Server’s integration tools provide merchants with complete control over their payment infrastructure, ensuring scalability and flexibility.

Transaction Fees. Server is a self-hosted payment gateway with no transaction fees, allowing businesses to accept Bitcoin payments without incurring any additional costs.

Businesses are only responsible for Bitcoin network fees, which are typically low and vary depending on network congestion.

The lack of intermediary fees makes BTCPay Server a highly cost-effective payment solution for businesses, especially those processing a large volume of transactions.

This transparent fee structure allows businesses to keep costs predictable while offering a secure and efficient payment experience.

CoinsPaid

CoinsPaid is a comprehensive crypto payment gateway that enables businesses to accept payments in multiple cryptocurrencies and fiat currencies.

It stands out for its wide selection of payment methods and its ability to handle both crypto and fiat transactions on the same platform.

CoinsPaid is ideal for businesses seeking a global payment solution, as it provides an easy way to manage payments, from digital wallets to credit card processing.

With its advanced security features, competitive fees, and scalable solutions, CoinsPaid is one of the best payment gateways for businesses looking to expand their payment options in 2026.

Payment Method Support. CoinsPaid supports a wide range of cryptocurrencies, including Bitcoin, Ethereum, and various stablecoins.

The platform allows businesses to offer support for multiple payment options, ensuring that customers from around the world can pay using their preferred payment method.

Whether it’s through digital wallets or traditional credit card payments, CoinsPaid ensures that businesses can offer a versatile payment experience.

This support for various payment types and currencies makes CoinsPaid a great option for businesses with diverse customer bases.

Number of Currencies: 30+



Stablecoins: ✅ USDT, USDC



Traditional Cards: ✅ Visa, Mastercard



Digital Wallets: ✅ Apple Pay, Google Pay



Bank Transfer: ✅ ACH, SEPA

Integration Tools. CoinsPaid offers a wide range of integration options, including APIs, SDKs, and plugins for popular ecommerce platforms like WooCommerce and PrestaShop.

These tools allow businesses to quickly integrate the payment solution into their online stores and start accepting payments in minutes.

The platform also offers a user-friendly interface, making it easy for businesses to manage their payments and customer payment information.

With its fast integration capabilities, CoinsPaid ensures that businesses can offer an efficient online payment process from day one.

Transaction Fees. CoinsPaid offers a competitive processing fee structure, with fees starting at 0.8% per transaction.

The platform also provides discounted rates for businesses with high transaction volumes, making it an excellent choice for both small businesses and large-scale enterprises.

CoinsPaid’s transparent fee structure ensures that businesses can manage their payment processing costs effectively.

By offering low fees and a secure payment system, CoinsPaid helps businesses minimize overhead while maximizing customer satisfaction.

Conclusion

In this analysis, we have explored some of the best payment gateways for businesses, including NOWPayments, Alchemy Pay, OpenNode, BTCPay Server, and CoinsPaid.

Each of these payment gateways offers unique features, catering to various business needs such as payment processing for small businesses or enterprises looking to accept alternative payment methods.

Choosing the right payment gateway for your business depends on factors like payment types, payment infrastructure, and customer payment information security.

With NOWPayments, businesses can enjoy a reliable payment gateway that supports various payment methods, from digital wallets to cryptocurrency payments, ensuring they stay ahead in the ecommerce payment gateways in 2026 landscape.

NOWPayments stands out as the best payment gateway for forward-thinking businesses, offering an ideal solution for merchants seeking secure payment processing and the flexibility to handle multiple payment methods.

Its competitive fees, ranging from 0.5% to 1%, make it one of the best options for businesses looking to reduce costs while maintaining a seamless payment experience.

Whether you are a small to medium-sized ecommerce business, NOWPayments offers the payment capabilities to handle different payment methods and currencies, making it the ideal payment gateway for your business.

By choosing the best payment gateway, businesses can ensure they offer customers a seamless, secure, and flexible payment process, enhancing their payment infrastructure for long-term success.

This article is authored by a third party, and CoinJournal does not endorse or take responsibility for its content, accuracy, quality, advertisements, products, or materials. Readers should independently research and exercise due diligence before making decisions related to the mentioned company.